Welcome to the Secretary of State's Small Business Resources page. As you take important first steps on the road to entrepreneurship, there is a vast network of services available to you here in Maine. The Office of the Secretary of State wants you to know how to take advantage of these services, all of which are aimed at helping you work smarter, not just harder.

The Maine Small Business Advocate serves as an independent voice for Maine small businesses within the state’s regulatory system, ensuring it functions fairly and effectively. The Advocate works directly with small businesses of 50 employees or fewer that have specific grievances with one or more regulatory agency’s enforcement actions. The Advocate’s top priority is to represent small businesses that face the challenging task of understanding and complying with Maine’s extensive and often complex regulatory requirements. As an appointee of Maine’s Secretary of State, the Advocate serves as an independent, accountable and appropriate check on the state’s efforts to regulate Maine businesses. This position is the first of its kind in the state and the nation, demonstrating our state’s commitment to ensuring that our small businesses take root and prosper.

The Maine Department of Economic and Community Development, through its Business Answers program, connects new and existing businesses with the various state departments and agencies responsible for specific licenses, permits, rules and regulations. While Business Answers does not advise on legal or financial matters, contacting the program staff is a good first step when faced with the question, “where do I start?” Business Answers can be reached by calling 1-800-872-3838 or visiting www.maine.gov/businessanswers. The Office of Business Development at DECD works individually with small businesses and entrepreneurs to ensure they have access to the resources they need.

The U.S. Small Business Administration (SBA) is the Federal Agency whose mission is to help small businesses succeed. The SBA can be reached at www.sba.gov. At this site, you will find a virtual campus of courses, workshops, publications, information and other programs designed to assist those who want to start or expand an enterprise.

When you're running a business, you don't need to be a tax expert, too. But you do need some tax basics. IRS Small Business Advantage gives you the information you need to stay tax compliant so your business can thrive. The IRS’s Small Business and Self-Employed Tax Center is a great resource to help your business grow.
The Maine Small Business Development Center (Maine SBDC) should be a first stop on your journey to self employment. This partnership program with the State of Maine, the SBA and the University of Southern Maine can be reached at www.mainesbdc.org. Maine’s SBDC business counselors will provide you with assistance as you start and expand your business. This statewide network of business counselors provides one-on-one counseling to existing and startup entrepreneurs on such topics as cash flow and marketing. You will also be interested in their interactive on-line business start-up course.

SCORE is a network of entrepreneurs, business lenders and executives, who volunteer as mentors to the small business community providing assistance to help entrepreneurs start businesses, grow companies and create jobs in local communities. You can access SCORE in Maine by going to http://scoremaine.org for the office nearest you.

The Women’s Business Centers provide business training, coaching and mentoring and other assistance geared toward women, particularly those who are socially and economically disadvantaged. You can access the Women’s Business Centers by going to www.wbdc.org.
We urge you to call or email the Maine District Office of the SBA for guidance in access to capital, counseling and government contracting. If the Office of the Secretary of State can be of further assistance, please contact the Division of Corporations at (207) 624-7752 or by e-mail at cec.corporations@Maine.gov.


  • There are a number of ways to find financing for a small business. Debt financing is usually offered by a financial institution and is similar to taking out a mortgage or an automobile loan.
  • Prosper Portland Business Finance Programs Contact: Nixie Stark 503-823-0465 or email With a mission to create economic growth and opportunity for Portland, Prosper Portland connects you to resources to create more jobs for Portland. We work with Portland businesses to identify business needs and eligibility for either our assistance programs or those of our partners,.
  • A general checklist of items you may need to present, along with a completed program application form to apply for Business Oregon financing. Capital Assistance Program (CAP) CAP helps lenders (banks and credit unions) make more commercial loans to small businesses and provides capital for start-up or expansion. Credit Enhancement Fund (CEF).

Portland Small Business Financing Guides

Portland small business financing guides

Portland Small Business Financing Guidelines

Small business loans help entrepreneurs build, maintain or expand their companies. Getting a business loan for your company doesn’t always require walking into a bank and securing funds — there are a variety of online small business lenders to consider, which may have easier qualifications and faster applications.